About Us

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Regulatory Insurance Advisors, LLC (RIA) exists to enhance capabilities for insurance regulators, facilitate improvements to the overall U.S. insurance regulatory process and to assist insurers with achieving regulatory and business goals.  

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Excellence

RIA’s team of experts is dedicated to providing timely assistance for emerging, complex and traditional insurance regulatory issues. Our committed focus on enhancing insurance regulation results in consumer protection and sustained positive outcomes. 

Leadership

RIA’s leadership brings together over 25 years of senior level regulatory and industry experience. This unique combination of experience allows us to provide comprehensive and unprecedented assistance to regulators, governmental entities and insurers. Our goal is enhance insurance regulation by providing unmatched high quality, prompt, efficient, transparent and professional services to clients.

Our Expertise

RIA’s diverse leadership and team of professionals allows us to offer unmatched expertise for insurance regulators, insurers, and policymakers.

Holly Blanchard

President

Holly formed Regulatory Insurance Advisors in January 2016. In her role as President, Holly provides regulatory services for state and federal regulators and oversees a team of dynamic individuals that provide exceptional regulatory guidance and consulting for our clients. Holly has over 20 years of insurance experience including extensive market conduct, Affordable Care Act (ACA), and overall regulatory expertise and experience.

 

Holly previously served as Life and Health Administrator for the Nebraska Department of Insurance (Department).  In this capacity, Holly oversaw the Department’s product and rate operations for life and health insurance, including the Department’s implementation of the ACA.  Holly also served as the Department’s Market Conduct Examiner in Charge where she managed Market Conduct Examinations for all lines of insurance.

 

Holly’s primary areas of consulting include: comprehensive market conduct examinations; specialty and targeted market conduct examinations; market conduct risk-assessments for insurers and regulators; creating examination templates and best practices; ACA regulation; Mental Health and Substance Use Disorder parity regulation; product filing development and compliance; student health plan expertise; annuity suitability; market regulation training; ACL sampling training; and market regulation best practices for insurers and regulators.

Pieter Williams

General Counsel & Chief Operating Officer

Pieter provides regulatory and compliance consulting services for insurers, state and federal regulators, and oversees operations of RIA.  Pieter started with RIA in July 2016. His prior experience includes 14 years as an attorney for Unum Group with the majority of time as Senior Regulatory Counsel, two years as a litigation attorney in private practice, and serving as a law clerk for the State of Alaska.

 

Pieter’s primary areas of consulting include: management and resolution of market conduct examinations, including multi-state and collaborative regulatory actions; HIPAA excepted insurance product regulation; producer licensing and oversight; advertising compliance; drafting of legislation and regulations; audit training for market regulation; insurer compliance programs and corporate risk frameworks; insurer product and rate approval advocacy; insurer product development and strategy; insurer cybersecurity practices; risk-based financial regulation; international insurance regulation; long-term care rate and solvency regulation; market regulation best practices for insurers and regulators; and advocacy relating to insurer and regulator interests.

Pieter Williams

General Counsel & Chief Operating Officer

Pieter provides regulatory and compliance consulting services for insurers, state and federal regulators, and oversees operations of RIA.  Pieter started with RIA in July 2016. His prior experience includes 14 years as an attorney for Unum Group with the majority of time as Senior Regulatory Counsel, two years as a litigation attorney in private practice, and serving as a law clerk for the State of Alaska.   

 

Pieter’s primary areas of consulting include: management and resolution of market conduct examinations, including multi-state and collaborative regulatory actions; HIPAA excepted insurance product regulation; producer licensing and oversight; advertising compliance; drafting of legislation and regulations; audit training for market regulation; insurer compliance programs and corporate risk frameworks; insurer product and rate approval advocacy; insurer product development and strategy; insurer cybersecurity practices; risk-based financial regulation; international insurance regulation; long-term care rate and solvency regulation; market regulation best practices for insurers and regulators; and advocacy relating to insurer and regulator interests.

Nationally Recognized

Experts

Holly and Pieter are nationally recognized experts in areas of market regulation and life and health insurance product regulation.

Events

Holly and Pieter frequently speak at national events regarding market regulation and insurance product topics.

Network

Holly and Pieter have a strong nationwide network which enables RIA to stay ahead of the curve with insurance regulatory issues, promote consistent regulation, and achieve highly favorable outcomes for insurers.

RIA’s expertise relates to a broad scope of insurance regulatory and insurer business matters
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Identifying and resolving market conduct concerns

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Regulatory crisis management for insurers

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Product and rate regulation

Promoting financial stability of insurers

Management of complex insurance regulatory matters for insurers and regulators

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Protecting insurance consumers from non-compliant insurer practices

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Evaluating and enhancing insurer compliance programs and risk frameworks

Mental Health Parity regulation &  Life, health, and annuity product regulation

Mitigating and identify insurer financial risks

Legislation and regulation strategy, drafting, and advocacy

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Affordable Care Act regulation & Mental Health Parity regulation

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Advocating for proper regulation of the insurance industry

Moreover, RIA’s expertise is continuously evolving to stay ahead of developments within the insurance sector.